CDFI Fund Bond Guarantee Program
Treasury-guaranteed 30-year bonds issued by Qualified Issuer CDFIs for $100M+ aggregate financings. Local CDFIs (Chicago Community Loan Fund, IFF, LISC Chicago) deploy these funds to commercial real estate, charter schools, and health centers in SECCC-area neighborhoods.
Check an Address — Free Snapshot
See whether a specific Chicago address sits inside the area that unlocks CDFI Fund Bond Guarantee Program, alongside every other incentive that touches that parcel.
Small businesses, nonprofits, and developers borrowing through certified CDFIs that have received Bond Guarantee allocations. Individual borrowers do not apply directly to Treasury.
CDFI Fund Bond Guarantee Program is administered at the federal level. Depending on the program, eligibility may depend on the specific location, property type, or business activity rather than a single drawn boundary.
Boundaries are precise and change over time, so exact eligibility always depends on the specific address. The fastest way to know is to run a free snapshot for the parcel you have in mind.
Typical range · Long-term fixed-rate capital deployed through certified CDFIs
- +Long-term (30-year), fixed-rate, low-cost capital
- +Aggregate financings $100M+ pooled at the CDFI level
- +Deployed to commercial real estate, community facilities, charter schools, health centers
- +FY 2026 program authority estimated at $500M
- 1Identify a local Qualified Issuer CDFI (Chicago Community Loan Fund, IFF, LISC)
- 2Engage CDFI on project underwriting and bond pool fit
- 3CDFI structures financing and includes in bond issuance
- Project pro forma and use of funds
- Operating history and credit underwriting documentation
- Community impact metrics
This page is a starting point, not eligibility, legal, or tax advice. Verify current requirements, deadlines, and boundaries with the administering agency before applying or spending money — program rules and funding change over time.
- Phone
- (202) 653-0421
- Web
- Visit site ↗
Last verified 2026-05-21
Created by the 2017 Tax Cuts and Jobs Act and made permanent by the One Big Beautiful Bill Act (OBBBA, Pub. L. 119-21, July 2025) on a 10-year designation cycle. OZ 2.0 governor nominations underway July 2026; new OZ 2.0 map effective 1/1/2027. Existing OZ 1.0 tracts remain valid through 12/31/2028.
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